OPT Solutions — $0 EFTPOS for Australian Businesses
Australia’s #1 No-Cost EFTPOS Provider

Stop paying.
Start saving.

Eliminate your EFTPOS fees completely. Accept all payment methods with zero monthly costs — credit cards, debit, Apple Pay, and more.

Get started free Learn more →
Business Overview↑ Live
Monthly Savings
$0
↑ EFTPOS Fees
Transactions
2,847
↑ 12.4% MTD
Card Volume
$94K
↑ 8.1% MTD
Acceptance Rate
99.9%
↑ All methods
330+POS Integrations
$0Monthly EFTPOS Cost
7Days a Week Support
99.9%Uptime Guarantee

Trusted acquirer partnerships

Why OPT Solutions

Every payment method.
Zero costs.

Built for Australian businesses who want to accept every payment without absorbing the fees.

💳

$0 Cost EFTPOS

Our No-Cost EFTPOS solution passes the surcharge to your customer — meaning you never pay a cent in terminal fees, transaction fees, or monthly charges. Banks charge you monthly. We don’t.

Explore solution →
$124.50
Total charge
✓ Approved
Your EFTPOS cost: $0.00
🔗

Seamless Integration

Connects with over 330 point-of-sale systems out of the box. No dev team required — we handle the setup.

📊

Real-Time Analytics

Omnichannel insights across all your sales channels in one dashboard. Make data-driven decisions, daily.

🛡️

Fraud Protection

Enterprise-grade security covering all transactions. Minimal risk of fraud and zero-hassle chargeback management.

🌏

True Multi-Regional

Local expert teams across Australia and New Zealand. We understand cross-border commerce at the ground level.

How it works

Up and running in days, not months.

01

Book a free consultation

Tell us about your business. Our team analyses your current EFTPOS spend and designs a solution that eliminates it.

02

We handle setup

Hardware delivery, POS integration, staff training — we do it all. Your business experiences zero downtime during the switch.

03

Start saving immediately

From day one, your EFTPOS costs drop to zero. Enjoy 7-day support and monthly reporting to track every dollar saved.

POS Solutions

Tailored for your business structure.

Powering your multi-store business.

Manage all locations from one intelligent dashboard. OPT’s multi-store solution gives you centralised control without sacrificing local flexibility.

  • Centralised staff management across all locations
  • Omnichannel real-time analytics
  • Seamless payment processing — credit, debit, mobile
  • Minimal counter footprint hardware
  • Consolidated reporting and reconciliation
Learn more →
All Locations● 6 Online
CBD — Sydney$12,840
Melbourne — CBD$18,220
Brisbane — QLD$9,410
Total EFTPOS saved this month: $0.00

Everything a single store needs.

A focused, powerful POS solution for independent businesses. Everything you need — nothing you don’t.

  • Effortless employee scheduling and payroll
  • 360° view integrating online and in-store data
  • Fast, secure payment processing
  • Minimal counter hardware with clean interface
  • 7-day local support
Get started →
$0
Monthly EFTPOS cost
Terminal rentalWaived
Transaction fees$0.00
Paper rollsIncluded
Chargeback costIncluded

Enterprise scale, zero compromise.

OPT’s corporate chain solution is built for high-volume, multi-location groups that need reliability and control at scale.

  • Advanced staff scheduling and performance tracking
  • Data-driven omnichannel decision making
  • Enterprise payment processing and settlement
  • Custom integrations and white-label options
  • Dedicated account management
Talk to enterprise →
Annual projectionEnterprise
$48,000+
Estimated annual savings vs bank EFTPOS
Based on 15+ locations processing $50K+ monthly each. Actual savings depend on transaction volume and payment mix.

Industries we serve

Built for every Australian business.

🍽️
Hospitality
Cafes, restaurants, bars
🛍️
Retail
Boutiques, fashion, gifts
🔧
Trades
Plumbing, electrical, builds
🚗
Automotive
Workshops, dealerships
💇
Hair & Beauty
Salons, barbershops, spas
🛒
Grocery
IGA, independents, delis

Client stories

Trusted by Australian businesses.

“OPT transformed the way we do business. Their POS system is intuitive and the inventory management has saved us countless hours. Customer support is exceptional.”

PG
Piper Girard
Boutique Owner

“OPT has been a game-changer. With reliable payment processing and zero fees, we can focus on great food and service — not bank bills. It’s boosted our efficiency immensely.”

JD
John Doe
Cafe Owner

“Simplified our appointment scheduling and payment processing completely. Our clients love the convenience and we love the security. It’s been a win-win for our salon.”

CC
Camille Clark
Salon Owner

FAQ

Quick answers to common questions.

Can’t find what you’re looking for? Write to us at office@optsolutions.com.au

No Cost EFTPOS allows you to recoup EFTPOS costs by passing a small surcharge to your customers. By transacting more than $10,000 per month, you pay zero terminal rental — maximising your savings on every bill.
None. OPT’s No Cost EFTPOS does not charge setup, integration, exit, or chargeback fees. Everything is included: merchant services fees, terminal rental, MOTO uplift, refund costs, and paper rolls.
Yes — all major payment types including Visa, Mastercard, AMEX, JCB, UnionPay, Apple Pay, Google Pay, and tap-to-pay are fully supported.
Receipt rolls are included as part of our No Cost EFTPOS offering. Existing customers can order additional rolls directly through the Tyro portal.
Yes. Request a rate review through customer support or your account manager. Call us on 1300 00 8976 and we’ll walk you through it.

Ready to switch?

Transform your business.
Start saving today.

Book a free personalised consultation. We’ll analyse your current EFTPOS costs and show you exactly how much you’d save.

Book free consultationExplore solutions
Call Us
+61 450 419 803
Email Us
office@optsolutions.com.au